Answering Your Legal Questions: Should I Hire a Lawyer?
If you know for certain that your injury is a minor one and will not result in time lost from work or school or substantial medical care, then you could decide to settle the claim directly with the insurance adjuster. If you cannot settle the claim, you could attempt to file an action in small claims court. (In Wisconsin, this court handles personal injury claims up to $5,000.) Of course, insurance claims adjusters generally try to settle claims inexpensively and on terms favorable to the insurer.
Outside of these small claims, handling a claim on your is a complicated process so it’s important to understand what’s at stake if you mishandle your case. Imagine if you attempted to treat a medical condition on your own without the support of a doctor. Most likely you won’t get better, or perhaps end up in even worse condition.
Similarly, if you don’t know what to do or how to handle a claim, you should contact an attorney immediately after your injury for a consultation.
Reasons to Hire a Lawyer for your Personal Injury Claim
If you have been seriously injured or are unsure as to the outcome of your injury, then an experienced personal injury attorney should always be consulted before you give any statements or sign papers of any kind, and as soon after the accident as possible.
They also have experience getting compensation for general damages that are difficult to determine, such as:
1. Experience assessing claims
Just as a doctor has extensive experience assessing the extent of your injury, a personal injury attorney has a wealth of knowledge to uncover all the nuances of your particular claim. All personally injuries are unique cases, and your lawyer will be able to handle your particular situation.
2. No fees if you don’t recover
Personal injury attorneys usually handle claims on a "contingent" or percentage basis depending on the type, difficulty, and expense of the case. This means they don’t accept any fees until they successfully win compensation claims.
3. Complicated red tape
Personal injury claims are complicated, and unfortunately there can often be times where you get stuck because of things you don’t understand. A personal injury attorney will be your advisor and insure you are fully informed and capable of making decisions that will return the best outcome possible.
4. Being objective
All personal injury cases can be extremely emotional and hard to deal with, and for good reason. But this also means that judgement and decisions can sometimes become clouded. Having an experienced personal injury attorney on your side can help keep you grounded and moving in the direction. They will be able to provide an outside view that is both objective and true to your cause.
5. Experience with Insurance Companies
The insurance company you will make a claim against will have attorneys representing and fighting for them. You cannot afford to go against these lawyers without one of your own to defend your claim. Your personal injury attorney will have years of experience studying the particulars of the law and knowing exactly how to represent you.
6. Better Settlements
Insurance companies want an injured claimant to accept a settlement as soon as possible. This means either before they hire an attorney, or before the individual understands the seriousness of his or her injuries. They will suggest that your case is “typical” and that it is only worth “x” amount of dollars. Your personal injury attorney will have experience working with insurance providers to get the highest possible settlement available.
Having worked "on the inside" of a very prominent national insurance company, Attorney David M. Roth knows how insurance companies handle and evaluate these claims. As a result, D.M.R Law Offices can maximize compensation by ensuring every aspect of the client’s case is properly evaluated by an adjuster.