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What Compensation Can I Receive After My Car Accident?
There are two aspects of compensation you can receive for your car accident - property damage and personal injuries.
Property Damage:
If your car is total loss - meaning the damages are more than the value of your car - you are entitled to be paid the fair market value of your car for the condition it was in prior to the accident.
If your car is repairable - you will be paid for the reasonable costs to repair your car.
Rental? Yes! If your car is not drivable following your accident the at-fault insurance company is responsible to pay for a rental while your car is repaired OR while you wait for the total loss offer.
Personal Injury:
Wage Loss - if you miss time from work following the accident due to your injuries or inability to get to work you are entitled to be reimbursed for any loss of earnings.
Medical Bills - all medical bills related to treatment for your car accident related injuries will reimbursed for paid for by the at-fault insurance company.
Pain and Suffering - your are entitled to be paid for your pain and suffering for your accident. This will be covered in more detail in a further blog post. In short, the amount you will be paid for pain and suffering depend largely on the nature of your injury, how long it takes you to heal, and whether you sustained a permanent injury.