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If you’ve sustained an injury the first thing you must do is consult a physician as early as possible. It is important to document your injury to verify it caused by the accident. Delaying medical treatment could give the insurance company grounds to assert the injury was not related to the accident.

If you know for certain that your injury is a minor one and will not result in time lost from work or school or substantial medical care, then you could decide to settle the claim directly with the insurance adjuster.

So you’ve assessed the circumstances of your injury and have grounds for a claim. But how long do you have to decide if you’d like to pursue the case? Wisconsin law requires that you file your lawsuit, settle your claim, or give special notice within a certain time after your injury.